Butarbutar, Novita, 		Grace, Ernest, 		Putra, Loist Abdi, 		Loist, Christine, AND 		Sudirman, Acai.
" Behavioral Intention Constituent Analysis of QRIS Digital Payment Tools in MSMEs in Pematangsiantar City" <em>Ideas: Jurnal Pendidikan, Sosial, dan Budaya</em> [Online], Volume 8 Number 4 (29 November 2022)